Loan Services

Business Loans

Citizens Community Bank wants to provide for the lending needs of your business. Whether acquiring a new location, expanding your existing business, or starting a new business, Citizens Community Bank may have the loan product to fit your needs.

  • Commercial or Industrial Real Estate Loans
  • Commercial Construction Financing
  • Residential Rental Property
  • Lines of Credit
  • Working Capital
  • Equipment/Inventory/Vehicle Loans
  • Agricultural Loans
  • Municipal Tax Exempt Financing


Small Business Administration (SBA) Financing.

  • The SBA 7a program is available for qualified start-up businesses as well as purchasing or refinancing existing businesses.
  • The SBA 504 program can provide long-term fixed rate financing with low down payment requirements.

Mortgage Loans

Competitive financing available for your home, whether refinancing your existing home, buying a new home, or building your dream home.

  • FHA Loans
  • VA Loans
  • Fannie Mae Loans
  • Fixed Rate Mortgages
  • Balloon Mortgages
  • Home Equity Lines of Credit
  • Construction Mortgages
  • Lot or Land Mortgages
  • Rental/Vacation Homes
  • USDA Rural Housing Mortgages

Citizens Community Bank NMLS #583462


Consumer Loans

  • New or used vehicles
  • Boats
  • Motorcycles
  • Recreational Vehicles
  • Home Improvement Loans
  • Personal Loans
  • Cash Reserve Loan

Citizens Community Bank believes in fairness in lending and will make credit available on a fair and consistent basis to all individuals and entities that meet our credit standards without regard to national origin, race or other discriminatory bias.